Important disclaimer

We wish to be clear about a few things to try to help align visitor and member expectations with what money4retirement.ca does and does not provide. money4retirement.ca is the official site of the Ottawa Share Club and is run by one of its volunteer members.

The Ottawa Share Club and money4retirement.ca have no profit motive

The money4retirement.ca site publishes content from the Ottawa Share Club (with permission) and from members of the club and/or site who provide their information. All of this is done for free (registration required to access most services) with the goal of sharing information and learning about investing in a content-moderated environment.

The Ottawa Share Club pays for the website hosting fees of money4retirement.ca (on a cost-recovery basis). Otherwise, no revenue of any kind is received by this website making it a not-for-profit undertaking.

The Ottawa Share Club and money4retirement.ca are not an investment advisor, financial planner nor broker

By using money4retirement.ca the visitor/member agrees they understand that the Ottawa Share Club and money4retirement.ca are not:

  • in the business of providing professional financial planning or advice
  • in the business of soliciting or brokering the purchase or sale of securities
  • affiliated with any firms or individuals who do provide such services

Information and opinions published on money4retirement.ca, regardless of their origin, are always general in nature and are never to be considered investment advice to a specific individual or firm.

Investing always involves risk

Investments can and do go up and down in value. Past performance is not necessarily indicative of future returns. money4retirement.ca will not accept any liability for any loss or damages arising directly or indirectly due to a visitor/member accessing, reading, posting and/or acting upon the content housed on the money4retirement.ca site.

Conduct your own due diligence before investing

Visitors/members accessing this web site should always conduct their own due diligence and seek any needed professional financial advice before making investment decisions. Please do not rely on the content of this site.

Visitors/members on this site are solely responsible for their own personal circumstances and actions.

The Ottawa Share Club and money4retirement.ca are not liable for third party content nor content provided or posted by members

This is a member-driven website and it is intended to be used for the benefit of members.

The Ottawa Share Club and money4retirement.ca cannot be held responsible for published content or links to from third-party sources nor for content provided or placed on this website by members. It is provided on an “as is” basis: no liability is accepted for the possible results of this content, and no warranty is provided for it.

Please see our terms of use for more information about member use of the money4retirement.ca website.

A note about data sources and data accuracy

The Ottawa Share Club and money4retirement.ca rely on a variety of sources, but primarily the members and guests of the Ottawa Share Club. Accuracy of data is the goal, but there is no guarantee provided.

If errors/omissions are noted please contact staff.